LifeLock Review – Is This Service Really Worth It?
by Garen Arnold 8/03/09
Lifelock is the standard for protecting your identity online. Todd Davis, the CEO has simply made it impossible for your personal information to fall into the wrong hands. There policy is simply great; they can protect you for up to 1,000,000.Many people are dealing with bad credit and the inability to get a good job or line of credit these days, but a growing number of people are experiencing this at no fault of there own. They are being treated as if they are dead-beat consumers not because they have failed to pay their own bills, but because someone has used their credit illegally or even assumed their identity fraudulently.
With LifeLock You Can Fight Identity Theft
A very simple slip or innocent mistake could land you in the same position. If someone gets a hold of your driver’s license or social security number you could one day find yourself dealing with a heap of negative credit that was not created by you.
That is, unless you are protected by LifeLock.
When you sign up for a program like this, you are essentially assigning a security detail to your credit and name. Anyone trying to access your credit illegally or use your name to acquire products or services will be stopped in their tracks.
Essentially, you hand over your future to lifelock.com when you sign up for their services. This makes some people nervous because you do have to hand over your personal information and give them access to your personal information.
But, who would you rather give this information to? Trained professionals who make it their job to watch your accounts and protect you, or criminals looking for a free ride under your name?
There are similar programs hitting the market now, since LifeLock has become so successful. The problem is few of the competitors provide the same comprehensive services as LifeLock or they charge a lot more.
LifeLock cannot prevent anyone from getting a hold of your information, but they can make that information useless to anyone but you. They will stop the criminals before they stop you.
If you are at all concerned with protecting your good name and don’t want the stress of constantly protecting your private information, this is one service to be trusted. It takes the headache and confusion out of financial protection so you are free to enjoy your life without worry.
LifeLock will place “fraud alerts” at all three of the credit bureaus. They are all reoccurring every ninety days; It will be renewed before expiring. These fraud alert will require a verbal authorization to prove that you are really authorizing new accounts or activity. This is by far the most effective identity protection service, because it is so proactive.
- Double-check prior to allowing credit, to be started under your name.
- Receive a credit report upon signing up, and an annual report each year.
- Prevents pre-approved credit offers from showing up in your mailbox. This is the leading way of prevent identity theft.
- 1 Million dollar protection.
- Offers many additional services.
Lifelock is hands down the premier credit and identity protection service currently in operation. They turned their brand into a household name with bold advertisements in popular media that broadcasted their CEO’s real social security number for everyone around the world to see. To date, no one has ever been able to illegally access that CEO’s credit, use his name for criminal purposes, or otherwise consume his identity. That alone has given hundreds of thousands of consumers confidence in this service.
Once they sign up for the service themselves, they often report forgetting completely that they are even members. They go on with their life, barely noticing the low $10 monthly fee that they are paying for this protection. So, why would anyone want to throw any money to a service that does so little for them most of the time? Even if it is only ten bucks, why would these consumers do that? They do it because they know very well that LifeLock is on their side when it really matters. They report in great detail the day they suddenly get a phone call asking if they are trying to get a credit card, take out a home loan, or otherwise put their good name on the line for a financial negotiation.
There are many services that notify consumers after someone else has used their credit, but LifeLock notifies them as it is happening. This service completely shuts the criminals down before they can actually take over someone else’s identity. That is far better for the consumers than services that merely help them clean up the mess after the fact.
What consumers report getting from their LifeLock service can be summed up in three words: peace of mind. This is one service that does all the monitoring and all the hard work behind the scenes. Consumers can go on with their life knowing they are protecting and not having to think about it or worry about who has seen their social security number or other vital information. They know that the criminals can’t use the information even if they tried!
One last thing that seems to have customers turning to LifeLock for all of their privacy and security needs is the company’s one million dollar guarantee. This guarantee ensures their customers that not only are the protected, but they will be financially made whole in the case something does slip through the cracks or go wrong.